Denied disability? You can appeal

Why most first applications are denied

A denial is common and does not mean you do not have a case. Many first claims are turned down for reasons that have nothing to do with how serious your condition is. The most frequent causes are missing or incomplete medical evidence, paperwork errors, and income above the allowed limit. Understanding why you were denied is the first step toward a stronger appeal.

The four levels of appeal

• 1Reconsideration: a fresh review of your claim by someone who was not involved in the first decision.
• 2Hearing: you present your case to an administrative law judge, often with a representative.
• 3Appeals Council: the council reviews the hearing decision if you disagree with it.
• 4Federal court: you file a civil action in federal district court as a final step.

Why the hearing stage matters

The hearing is where many people finally get a fair look at their case. You can explain your situation to a judge, present updated medical evidence, and answer questions directly. Many people are approved at this stage, and having a representative who knows the process can help you prepare. It is often worth the wait rather than starting over.

Deadlines

You usually have 60 days from the date on your denial notice to appeal. Missing that deadline can force you to file a new application and lose your original filing date. Before you decide to reapply instead of appeal, it is worth getting advice, because that choice can affect your back pay and timeline.